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Rates

Tackle upgrades, projects, and any major expense by using the equity in your home to secure flexible financing.

Key Features

  • Competitive Rates
  • Quick Decisions
  • Local Processing
  • Anytime Funds
  • Competitive rates for several short-term or one-time needs:
    • Education expenses
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • And much more
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • The interest paid might be tax deductible1
  • Quick, local decision-making and processing right here in Georgia
  • Attentive, friendly service from start to finish

 

1Consult a tax advisor.

  • Competitive rates for several ongoing or seasonal needs:
    • Education expenses
    • Major life events
    • Major home improvements
    • Debt consolidation
    • Emergency reserve
    • And much more
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit — as principal is repaid, more becomes available for use
  • Easily access funds through checks, online banking, mobile banking, telephone banking, or in person
  • The interest paid might be tax deductible1
  • Quick, local decision-making and processing right here in Georgia
  • Attentive, friendly service from start to finish

 

1Consult a tax advisor.