Tackle upgrades, projects, and any major expense by using the equity in your home to secure flexible financing.
Key Features
- Competitive Rates
- Quick Decisions
- Local Processing
- Anytime Funds
Details
- Competitive rates for several short-term or one-time needs:
- Education expenses
- Major life events
- Home remodel projects
- Debt consolidation
- And much more
- The existing equity in your home is used as collateral backing
- Accommodating repayment terms that work uniquely for you
- The interest paid might be tax deductible1
- Quick, local decision-making and processing right here in Georgia
- Attentive, friendly service from start to finish
1Consult a tax advisor.
Home Equity Lines of Credit (HELOC)
- Competitive rates for several ongoing or seasonal needs:
- Education expenses
- Major life events
- Major home improvements
- Debt consolidation
- Emergency reserve
- And much more
- The existing equity in your home is used as collateral backing
- Accommodating repayment terms that work uniquely for you
- Funds available anytime without reapplying; apply once, then use repeatedly thereafter
- Revolving credit — as principal is repaid, more becomes available for use
- Easily access funds through checks, online banking, mobile banking, telephone banking, or in person
- The interest paid might be tax deductible1
- Quick, local decision-making and processing right here in Georgia
- Attentive, friendly service from start to finish
1Consult a tax advisor.