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with a Home Equity Line of Credit

1.99% APR* for the first 12 months

*APR = Annual Percentage Rate. Introductory rate is fixed for first 12 months for new loans with maximum 85% LTV (Loan-to-Value). After initial fixed introductory period, APR is variable and can adjust semi-annually based on WSJ Prime Rate. Prime Rate is 3.25% as of 8/10/2021. The maximum APR that can apply is 18% and the minimum APR is 3.5%. Property must be owner-occupied or second home (investment properties and rentals are not eligible) and property insurance is required. Offer subject to membership eligibility and creditworthiness. Consult a tax advisor regarding the deductibility of interest. Programs, rates, terms and conditions are accurate as of 8/10/2021 and subject to change without notice. $500 will be paid by Marshland Credit Union towards closing cost. Repayment of closing costs will be required if the HELOC is closed and canceled within 36 months of origination. Programs, rates, terms and conditions are subject to change without notice. Introductory APR does not apply to existing Marshland HELOCs.