Marshland Credit Union has arranged for our members to have access to quality, competitively priced insurance programs. Members can make arrangements with any of these companies for convenient automatic payment of premiums from either their credit union savings or checking accounts.
TruStage Auto & Home Insurance Program
TruStage™ Auto & Home Insurance Program Exclusively for credit union members like you, the TruStage Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service.
Get your free quote today or call 1-855-483-2149.
TruStage™ Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.
TruStage Accidental Death & Dismemberment (AD&D) Insurance
Another Credit Union Membership Perk: $1000 of TruStage™ Accidental Death and Dismemberment Insurance Coverage at No Cost.
One of the nice benefits of your credit union membership is a no-cost TruStage™ Accidental Death and Dismemberment Insurance policy from CMFG Life Insurance Company.
This is important insurance. AD&D coverage pays you or your loved ones a cash benefit after an accident results in a covered injury or loss of life due to an accident.
To receive $1000 of AD&D coverage at no cost or obligation, all you need to do is claim it.
For greater protection, you can also add to your no-cost policy by purchasing up to $300,000 of additional coverage from CMFG Life. You’ll find the rates are designed to be affordable.
Don’t miss this opportunity to take advantage of your credit union membership. Sign up now for your no-cost or additional AD&D insurance protection.
TruStage™ AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.
GAP Auto Protection
Your auto insurance does not cover everything.
In the event your vehicle is deemed a total loss due to an accident or theft, your auto insurance policy will usually cover only the actual cash value or market value of your vehicle less a deductible. This settlement could be significantly less than the amount you owe to your lender or leasing company. The final result is a financial GAP where you must make up the difference, which could mean thousands of dollars out of your pocket.
Protect yourself with Guaranteed Auto Protection Plus.
Guaranteed Auto Protection Plus protects individuals who finance a new or used vehicle from the financial gap.
In the current market, during the first few years that you own your vehicle, your loan/lease balance can be higher than the actual value of your vehicle, as a result of depreciation. As your vehicle’s value declines, your loan/lease balance may decline more slowly, resulting in a financial gap. If your vehicle were stolen or totaled in an accident, you would be liable to pay the difference between your insurance settlement and your outstanding loan/lease balance.
Guaranteed Auto Protection Plus covers the difference between the actual cash value of your vehicle and the loan/lease balance, less delinquent payments, late charges, refundable service warranty contracts and other insurance-related charges.
Guaranteed Auto Protection Plus will even cover your auto insurance deductible of $500 or $1,000. The actual amount depends on your credit union’s program limits. Ask your loan officer for details.
Guaranteed Auto Protection Plus is a loan/lease deficiency waiver and is not offered as insurance coverage. The purchase of Guaranteed Auto Protection Plus is voluntary and cannot be required as a condition of credit approval.
Mechanical Breakdown Protection
How many times have you heard stories about cars breaking down right after the warranty expires? Our guess is, too many, which is why you need IWS’s Vehicle Service Agreement (VSA).1
Sometimes referred to as an extended warranty, a Vehicle Service Agreement plan covers the cost to repair your vehicle when it breaks down. IWS offers a variety of plans from which to choose.
Our Premier Powertrain Plan provides solid protection at a reasonable cost, often hundreds less than other “extended warranties.” This plan covers your vehicle’s most expensive mechanical components such as engine, transmission and drive axle.
Premier Bronze Protection Plan covers those components covered by the Bronze Protection Plan but also includes your vehicle’s brakes, steering, fuel, front suspension and air conditioning systems. All at an easily affordable cost to you.
The Premier Gold Protection Plan extends coverage to include virtually all mechanical and electrical components except for those parts specifically listed as not being covered.
For the ultimate in protection, IWS’s Premier Platinum Protection Plan covers virtually all of your vehicle’s mechanical and electrical components.
Available for both new and pre-owned vehicles, IWS’s Vehicle Service Agreement can be included in the vehicle financing provided by Marshland Credit Union. You’ll have peace of mind at a cost much more economical than other “extended warranties.” But the best part is that when you choose a IWS Vehicle Service Agreement plan you’ll also receive a variety of additional benefits at no extra charge:
- 24-hour roadside assistance
- Rental vehicle assistance
- Trip interruption coverage - only available on Platinum, Gold, and Bronze plans
- Nationwide protection
- Repairs can be done at any licensed U.S. repair facility - you choose where to take your vehicle
- There is no limit to the number of claims you can make
- Coverage is transferrable
For more information, speak to one of our loan officers or Member Service Representatives today.
1Excludes normal wear and tear items, such as brakes, shocks, etc.
Insurance and Warranty products are not products of the Credit Union and are not obligations of or guaranteed by the Credit Union. Insurance or warranties may be purchased from an agent or an insurance company of the Member’s choice and the Credit Union makes no representations as to the services of any provider.